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Doctor List for Traveling

I'm going to Italy for my honeymoon and I haven't traveled away from the U.S. that long before. Some of my cousins say we need to have travel insurance for doctors and such, but how likely is it I'd need that even if I had to see a doctor?

 

Are there lists of doctors who speak English? How much do doctors charge in Italy? Is there some other kind of insurance I should have? Please! I'm tired of sounding like a babe in the woods at family gatherings...my cousins are all 10 years older and act like they know it all...

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